Preferred Assets
SunBridge Capital’s credit model favors transactions that not only fall within our predefined guidelines, but also contain the following assets. Transactions containing these types of assets will receive favorable terms and both established and start-up businesses are eligible for approvals.
Standard Credit Requirements
- Minimum average 680 FICO score
- Minimum 3 years verified time-in-business
- Minimum 390 SunBridge Capital Score
Start-up Credit Requirements
- Minimum average 700 FICO score
- 0 years verified time-in-business
- Minimum 390 SunBridge Capital Score
Preferred Assets
| Work Trucks and Trailers |
Non-titled Equipment |
| Aerial Sign Trucks |
Propane Trailers |
Aircraft Ground Support Equipment |
| Boom Trucks |
Pup & Tandem Trailers |
Aviation Above Ground Fuel Tanks |
| Bucket Trucks |
Refined Fuel Delivery Trucks |
Logging Equipment |
| Cement Silo Trailers |
Roofing Trucks |
Forestry Equipment |
| Concrete Mixer Trucks |
Roll-off Trucks |
Skidder Grapples |
| Concrete Pump Trucks |
Roll-off Trailers |
Farm Tractors |
| Concrete Pump Trailers |
Sewer & Septic Trucks |
Chippers |
| Crane Trucks |
Tank Trucks |
Compactors |
| Digger Derrick Trucks |
Tank Trailers |
Cranes |
| Drop Deck Trailers |
Vacuum Tank Trucks |
Forklifts (all types) |
| Flatbed Trucks |
Water Trucks |
Lift Equipment |
| Flatbed Trailers |
Water Well Drill Rigs |
Motor Graders |
| Fuel/Lube Trucks |
|
Motor Scrapers |
| Garbage Trucks |
|
Paving Equipment |
| Grapple Boom Trucks |
|
Curbing Equipment |
| Lowboy Trailers |
|
Water Wagons |
| Mechanics' Trucks |
|
Yard Tractors |
Restricted Assets
SunBridge Capital has more stringent requirements for the following assets. Start-ups are not approved for these types of assets. However, you can still expect SunBridge Capital’s high level of service and efficiency for all of your transactions.
Credit Requirements
- Minimum average FICO score of 680
- Minimum 3 years verified time-in-business
- Minimum 390 SunBridge Capital Score
Restricted Assets
| Backhoes |
Excavators |
Tow Trucks (all types) |
| Bulldozers |
Skid Steer Loaders |
Trenchers |
| Cable Placers |
Street Sweepers |
Van Delivery Trucks |
| |
|
Wheel Loaders |
Excluded Assets
SunBridge Capital will not approve transactions containing the following assets:
| Advertising Trucks |
Day Cab Tractors |
Passenger Vehicles |
| Aggregate Equipment |
Dry Van Trailers |
Reefers |
| Ambulances |
Dump Trucks |
Road Tractors |
| Attachments |
Dump Trailers |
Rock Crushers |
| Articulating Dump Trucks |
Extended Cab Tow Trucks |
Salvage Titles |
| Auto Carriers |
Feller Bunchers |
Screeners |
| Blasthole Drilling Rigs |
Fire Trucks |
Scissor Lifts |
| Buses |
Horizontal Directional Drills |
Shears |
| Catering Vans |
Lattice Cranes |
Shredders |
| Cars |
Limousines |
Sleeper Cab Tractors |
| Combines |
Manufacturing Equipment |
Specialty Equipment |
| Containers |
Oil Well & Rock Drill Rigs |
Stump Cutters / Grinders |
| Crushers |
Partial Equipment |
Tipper Trailers |
| |
|
Tub Grinders |
