Broker Program Updates

S U N B R I D G E  C A P I T A L

Construction Equipment  +  Work Trucks  +  Yellow Iron  +  Titled Vehicles  +  Trailers

Issue 144
February 22, 2008

Wider approval paramenters announced in this issue!

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Up to 12 points commission and a wider credit window
now available for
Trucks at Hand deals.
Learn more now

Resources

New Broker Registration
Complete the short form and you are set up to send deals!

Rates, Terms,
Credits and Assets

- Tier 1 
-
Tier 2 
-
Tier 3
- Start-ups
- Corp-only
- Credit & General Guidelines
- Approved Assets

Customizable Marketing Tools

The SunBridge Capital Process
-
Invoice Worksheet
- Insurance Worksheet
- Titling Worksheet
- Payoff Letter Worksheet
-
Application & Doc Checklist
- Funding Checklist

Tech-based Tools
- TermBuilder 2.0
- AppBuilder 1.1
- Instant alerts

Submit a new transaction

Equipment available in our repossessed and off-lease inventory at Trucks at Hand

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Post off-lease equipment on your Web site

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Contact us

Do you have feedback on Broker Program Updates? Have something to be included in the next issue? Have other comments, questions or support needs? Contact us anytime we can be of service.

Your Support Team
Chris Gregory,
   Broker Program Administrator

Sabina Winchell,
   Account Manager
Chris Thomes,
   Inventory Sales
Nancy Glazer,
   Account Manager
Stephanie Thomas,
   Account Manager
Paula Saunders,
   Account Manager
Chris Nix,
   Inventory Sales
Danika Matters,
   Account Manager
Fernando Jordan,
   Account Manager

Visit our Web site
www.sunbridgecapital.com

SunBridge Capital
4350 Shawnee Mission Parkway, Suite 300
Fairway, KS 66205

Marketing Tip | Sample Deal | Weekly Survey
Program Advantage | Same-day Approvals

Dear Broker, here are your updates for this week...


M a r k e t i n g  t i p
Planning the design of your marketing should not be left solely to your designer

It's an easy trap to fall into - letting graphic designers own the entire design process. The problem is that the design of your marketing pieces and Web sites will not be as effective if you do not participate in the design planning. Effective marketing design requires strategy and conceptual thinking based on intimate knowledge of your target audience and your goals. Designers rarely know those two things as well as you do.

This pitfall is especially true if you do not retain design expertise on your staff. If you use freelancers, agencies or other out-sourced design resources, odds are they know little more about your company than your billing address. If you have in-house design talent, the situation is usually better. But what you must remember is that they are not on the front lines every day hearing what you hear and saying what you say. Most companies are smart about using front-line knowledge in the text of their marketing tactics, but stop short of carrying it through to their design, opting instead for telling the graphic designer to "show a bulldozer, use our logo, and make it look good." What you end up with is marketing that may look good, but the design does not add to the persuasiveness of the piece or Web site.

Fortunately, there are a number of design planning steps you can do to collaborate with designers to create marketing collateral with design-that-sells. After you have given them the more basic direction, such as "show a bulldozer and use our logo," these steps will help your designer use their skills of converting concepts into deliverables. By understanding the full story and scope of the projects, a good designer will develop the appropriate look-and-feel of the marketing piece, such as colors, images, image treatments, tone, attitude, typography and more. Sit down or have a conference call with your graphic designer and discuss the items below...

  • Let's imagine a person who represents a good cross-section of our target audience. What is that person wearing? In what setting do you imagine them?
  • What else is going on in the lives of our target audience? What do they dream about and what do they fear?
  • How do our best customers describe our company? How do our target customers describe our competition? How can we best show why we are the better option?
  • What are the biggest sales obstacles we have to overcome? How do we most effectively overcome those obstacles? Now, what do those solutions look like?
  • After seeing this marketing piece, how do we want the customer to feel about our company and products? (Sophisticated, down-to-earth, price competitive, customer-centric, exclusive, etc.)
  • What emotional response do we want to evoke in our target audience? How can we show that emotional response? (Hope, security, financial success, fear, peace-of-mind, etc.)
  • What will make our marketing piece look substantially different and better than everyone else's pieces? Why will this piece get the attention of our target audience?

Using this conversational approach helps designers mentally envision the concept and strategy. It makes the project come to life - real people, real emotions, your company's real story that they can tell. The resulting design output will raise your response rates, attract better prospects, and have little impact on the cost of your marketing. Well thought-out design will add value to your marketing pieces, because instead of just telling your prospects with text why they should do business with you, you are now also showing them why you are the best choice.  

Want more marketing tips? See more.


S a m p l e  d e a l  o f  t h e  w e e k
Repeat customer earns broker over $11K

Repeat financing requests plus positive pay history equal a perfect scenario for you. Some customers will be immediately eligible for additional equipment while others need to show positive pay history for a few months. The customer below funded his second transaction with SunBridge Capital after six months of on-time payments. :

Average Trans Union FICO: 648
Verified time-in-business: 3 years
Assets: 2007 John Deere bulldozer
Amount financed: $118,319
Documents needed for credit decision: application and full financials
(financials required as potential total exposure exceeded $250k)
Monthly payment: $2,914
Requested broker commission: 10 points = $11,832
Funding status: Booked

More information on SunBridge Capital's credit programs.

Want more sample structures? See more.


S t a t e  o f  t h e  i n d u s t r y
Who does your graphic design and Web site design?

 

Vote now to see how you compare to your peers.
(If you are one of the first respondents, check back later to see more developed results. All responses are anonymous.)

            

Who does your graphic design and Web site design?
view results


P r o g r a m  a d v a n t a g e
Advertise Trucks at Hand equipment online for more leads and more commissions

By matching customers with equipment from Trucks at Hand, the dealership for SunBridge Capital's off-lease assets, you can offer a wider credit window, lower rates and less due up-front, all while earning more commission and simpler transactions. There are two powerful resources you can use to display the extensive Trucks at Hand inventory online.

CurrentInventory.net is an unbranded Web site that you can send customers to. They can browse all of the available equipment, but because the site does not contain contact information, the customer will contact you to move ahead. You can link to the site from your site or send links in e-mails. By using the 'File > Send > Page by Email' function in Internet Explorer combined with Microsoft Outlook, you can e-mail lists of equipment as well.

RSS feeds are perfect for those who have more advanced Web development skills or a relationship with a Web developer. RSS feeds from CurrentInventory.net allow you to set up a direct data feed of the assets shown on CurrentInventory.net and pipe them into your own site. Your Web developer should be able to do this with minimal effort. Use the PDF below to communicate the opportunity to your Web site developer.

For more information on these tools, download this PDF:

http://www.sunbridgecapital.com/downloads/CurrentInventory.pdf


A i m i n g  f o r  t h e  s a m e - d a y  a p p r o v a l
SunBridge Capital lowers minimum transaction size and minimum price per asset to $15,000

Starting this week, SunBridge Capital's minimum transaction size and price per asset are both lowered to $15,000 (from $20,000). This decision is the result of our analysis of past transactions and future opportunities to better serve you and our mutual customers. AppBuilder's eligibility filters are updated to reflect these additional opportunities for approvals.